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Lifestyle

A person's lifestyle significantly impacts their financial health. Spending habits, housing decisions, and leisure activities all play a crucial role in one's overall financial well-being. Living within one's means, budgeting effectively, and making mindful spending choices contribute to long-term financial stability, whereas extravagant or impulsive lifestyle choices can lead to financial stress and debt. Finding a balance between enjoying a preferred lifestyle and being financially responsible is essential to work toward a sustainable and secure financial future.

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A New Way To Look At Your Bucket List

Bucket lists don’t have to be for tomorrow.

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Money Draining Food Myths

​These food myths will really put a drain on your wallet.

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​Pickleball In Retirement

Learn about the latest sport to sweep the nation with this informative article.

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​Mastering Mobile Lingo

Do you understand these common mobile slang terms?

Image by Recha Oktaviani

Calculators

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Bi-Weekly Payments

This calculator estimates the savings from paying a mortgage bi-weekly instead of monthly.

Comparing Mortgage Terms

Estimate the total cost in today's dollars of various mortgage alternatives.

Should I Buy Or Lease An Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Interested In A Fuel Efficient Car?

​Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.

1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

LPL Financial Form CRS

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Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

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The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. Please note that not all of the investments and services mentioned are available in every state.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Dow Credit Union and the Retirement and Investment Center located at Dow Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the Retirement and Investment Center Located at Dow Credit Union, and are employees of LPL.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Dow Credit Union or the Retirement and Investment Center Located at Dow Credit Union. Securities and insurance offered through LPL or its affiliates are:

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Dow Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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© 2026 Retirement and Investment Center located at Dow Credit Union

LPL Disclosure
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