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Estate Planning

Estate planning is crucial for ensuring that your assets and affairs are handled according to your wishes in the event of incapacitation or death. It involves creating a comprehensive plan, including a will, trusts, power of attorney, and healthcare directives. This enables you to designate how your assets will be distributed and who will make decisions on your behalf, while also providing for your loved ones. Proper estate planning can help minimize taxes, avoid probate, and provide confidence for you and your family.

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4 Elements Of An Estate Strategy

Learn about the importance of having an estate strategy in this helpful and informative video.

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Problems With Probate

Probate can be a completely public process, or it can be managed to include as little information as possible.

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3 Estate Challenges For Blended Families

Learn about some challenges blended families face in preparing their estate strategy.

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Estate Management Checklist

​Is your estate in order? This short quiz may help you assess your overall strategy.

Image by Recha Oktaviani

Calculators

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What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

1. LPL Financial representatives offer access to Trust Services through The Private Trust Company N.A. an affiliate of LPL Financial.

2. Specific individualized legal advice not provided. We suggest that you discuss your specific situation with a qualified tax or legal advisor.

3. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

LPL Financial Form CRS

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Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

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The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. Please note that not all of the investments and services mentioned are available in every state.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Dow Credit Union and the Retirement and Investment Center located at Dow Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the Retirement and Investment Center Located at Dow Credit Union, and are employees of LPL.  These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Dow Credit Union or the Retirement and Investment Center Located at Dow Credit Union. Securities and insurance offered through LPL or its affiliates are:

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Dow Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

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© 2026 Retirement and Investment Center located at Dow Credit Union

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